diff --git a/web/cashtab/src/components/Send/Send.js b/web/cashtab/src/components/Send/Send.js
--- a/web/cashtab/src/components/Send/Send.js
+++ b/web/cashtab/src/components/Send/Send.js
@@ -32,6 +32,7 @@
 import { getWalletState } from '@utils/cashMethods';
 import { CashReceivedNotificationIcon } from '@components/Common/CustomIcons';
 import ApiError from '@components/Common/ApiError';
+import { formatFiatBalance } from '@utils/validation';
 
 // Note jestBCH is only used for unit tests; BCHJS must be mocked for jest
 const SendBCH = ({ jestBCH, passLoadingStatus }) => {
@@ -250,7 +251,7 @@
         /*
         Model
 
-        addressInfo = 
+        addressInfo =
         {
             address: '',
             isValid: false,
@@ -359,21 +360,28 @@
     let fiatPriceString = '';
     if (fiatPrice !== null && !isNaN(formData.value)) {
         if (selectedCurrency === currency.ticker) {
-            fiatPriceString = `${
-                cashtabSettings
-                    ? `${
-                          currency.fiatCurrencies[cashtabSettings.fiatCurrency]
-                              .symbol
-                      } `
-                    : '$ '
-            } ${(fiatPrice * Number(formData.value)).toFixed(2)} ${
-                cashtabSettings && cashtabSettings.fiatCurrency
-                    ? cashtabSettings.fiatCurrency.toUpperCase()
-                    : 'USD'
-            }`;
+            // calculate conversion to fiatPrice
+            fiatPriceString = `${(fiatPrice * Number(formData.value)).toFixed(
+                2,
+            )}`;
+
+            // formats to fiat locale style
+            fiatPriceString = formatFiatBalance(Number(fiatPriceString));
+
+            // insert symbol and currency before/after the locale formatted fiat balance
+            fiatPriceString =
+                currency.fiatCurrencies[cashtabSettings?.fiatCurrency]?.symbol +
+                ' ' +
+                fiatPriceString +
+                ' ' +
+                cashtabSettings?.fiatCurrency.toUpperCase();
         } else {
             fiatPriceString = `${
-                formData.value ? fiatToCrypto(formData.value, fiatPrice) : '0'
+                formData.value
+                    ? formatFiatBalance(
+                          Number(fiatToCrypto(formData.value, fiatPrice)),
+                      )
+                    : formatFiatBalance(0)
             } ${currency.ticker}`;
         }
     }
diff --git a/web/cashtab/src/components/Send/__tests__/__snapshots__/Send.test.js.snap b/web/cashtab/src/components/Send/__tests__/__snapshots__/Send.test.js.snap
--- a/web/cashtab/src/components/Send/__tests__/__snapshots__/Send.test.js.snap
+++ b/web/cashtab/src/components/Send/__tests__/__snapshots__/Send.test.js.snap
@@ -318,7 +318,7 @@
         >
           =
            
-          $  NaN USD
+          undefined NaN undefined
         </div>
         <div
           style={
@@ -657,7 +657,7 @@
         >
           =
            
-          $  NaN USD
+          undefined NaN undefined
         </div>
         <div
           style={
@@ -1003,7 +1003,7 @@
         >
           =
            
-          $  NaN USD
+          undefined NaN undefined
         </div>
         <div
           style={
@@ -1343,7 +1343,7 @@
         >
           =
            
-          $  NaN USD
+          undefined NaN undefined
         </div>
         <div
           style={
@@ -1682,7 +1682,7 @@
         >
           =
            
-          $  NaN USD
+          undefined NaN undefined
         </div>
         <div
           style={
diff --git a/web/cashtab/src/utils/__tests__/validation.test.js b/web/cashtab/src/utils/__tests__/validation.test.js
--- a/web/cashtab/src/utils/__tests__/validation.test.js
+++ b/web/cashtab/src/utils/__tests__/validation.test.js
@@ -9,6 +9,7 @@
     isValidTokenStats,
     isValidCashtabSettings,
     formatSavedBalance,
+    formatFiatBalance,
 } from '../validation';
 import { currency } from '@components/Common/Ticker.js';
 import { fromSmallestDenomination } from '@utils/cashMethods';
@@ -260,4 +261,24 @@
     it(`test formatSavedBalance with non-numeric input`, () => {
         expect(formatSavedBalance('CainBCHA', 'en-US')).toBe('NaN');
     });
+    it(`test formatFiatBalance with zero XEC balance input`, () => {
+        expect(formatFiatBalance(Number('0'), 'en-US')).toBe('0.00');
+    });
+    it(`test formatFiatBalance with a small XEC balance input with 2+ decimal figures`, () => {
+        expect(formatFiatBalance(Number('565.54111'), 'en-US')).toBe('565.54');
+    });
+    it(`test formatFiatBalance with a large XEC balance input with 2+ decimal figures`, () => {
+        expect(formatFiatBalance(Number('131646565.54111'), 'en-US')).toBe(
+            '131,646,565.54',
+        );
+    });
+    it(`test formatFiatBalance with no balance`, () => {
+        expect(formatFiatBalance('', 'en-US')).toBe('');
+    });
+    it(`test formatFiatBalance with null input`, () => {
+        expect(formatFiatBalance(null, 'en-US')).toBe(null);
+    });
+    it(`test formatFiatBalance with undefined input`, () => {
+        expect(formatFiatBalance(undefined, 'en-US')).toBe(undefined);
+    });
 });
diff --git a/web/cashtab/src/utils/validation.js b/web/cashtab/src/utils/validation.js
--- a/web/cashtab/src/utils/validation.js
+++ b/web/cashtab/src/utils/validation.js
@@ -139,3 +139,23 @@
         return 'N/A';
     }
 };
+
+export const formatFiatBalance = (fBalance, optionalLocale) => {
+    try {
+        if (fBalance === 0) {
+            return Number(fBalance).toFixed(currency.cashDecimals);
+        } else {
+            if (optionalLocale === undefined) {
+                return fBalance.toLocaleString({
+                    maximumFractionDigits: currency.cashDecimals,
+                });
+            } else {
+                return fBalance.toLocaleString(optionalLocale, {
+                    maximumFractionDigits: currency.cashDecimals,
+                });
+            }
+        }
+    } catch (err) {
+        return fBalance;
+    }
+};