Disable some tests for tool_wallet when descriptors

Summary:
Some tests are legacy wallet only (and make legacy wallets) so they shouldn't be run when doing descriptor wallet tests.

This is a backport of core#18788 [10/15]
https://github.com/bitcoin/bitcoin/pull/18788/commits/388053e1722632c2e485c56a444bc75cf0152188

Test Plan: test/functional/test_runner.py tool_wallet

Reviewers: #bitcoin_abc, Fabien

Reviewed By: #bitcoin_abc, Fabien

Differential Revision: https://reviews.bitcoinabc.org/D10672