rpc: set default bip32derivs to true for psbt methods

Summary:

• [rpc] set default bip32derivs to true for psbt methods
• [test] PSBT RPC: check that bip32_derivs are present by default

This is a backport of Core PR17264

Some test were skipped due to the fact that they had to do with RBF

Test Plan:

ninja all check-all

Reviewers: #bitcoin_abc, majcosta

Reviewed By: #bitcoin_abc, majcosta

Differential Revision: https://reviews.bitcoinabc.org/D8104