Fix getbalance discrepency

Two changes:

Use IsConfirmed() instead of IsFinal(), so 'getbalance "*" 0' uses the same
'is this output spendable' criteria as 'getbalance'. Fixes issue #172.

And a tiny refactor to CWallet::GetBalance() (redundant call to IsFinal -- IsConfirmed
calls IsFinal).
getbalance with no arguments and 'getbalance "*" 0' could return different different results,