[backport#13756] wallet: enable avoid_reuse feature

Summary:
https://github.com/bitcoin/bitcoin/pull/13756/commits/8247a0da3a46d7c38943ee0304343ab7465305bd

Partial backport of Core PR13756

Test Plan:

ninja check

the proper functional test for this feature is included in a posterior commit D6466

Reviewers: #bitcoin_abc, Fabien

Reviewed By: #bitcoin_abc, Fabien

Subscribers: Fabien

Differential Revision: https://reviews.bitcoinabc.org/D6463